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Understanding property damage liability insurance

What is property damage liability insurance? Property damage liability insurance helps pay for the cost of repairs for the damage you cause to another person’s vehicle or property in a covered accident where you’re at fault. Your state probably requires you to carry this coverage if you own a vehicle. In most states, property damage liability is included with your liability insurance policy. Carrying property...

Here’s Why Your Company Should Not Overlook Group Dental Insurance

There is nothing employees love more than benefits and, among the most prized employer-provided benefits, are health and dental insurance. In fact, for some of the best employees, these benefits may be non-negotiable. Making dental insurance available to your employees can contribute to higher levels of employee satisfaction, with a positive impact on production. The Importance of Offering Group Dental Insurance There are several reasons...

Is Short-Term Health Insurance a Smart Option?

There are many life events that could leave you without health insurance for a period of time. You may be changing jobs, starting your own business, were laid off, or are going through a divorce and will soon lose access to your soon-to-be former spouse’s medical insurance. In any of these situations, you might want to consider short-term medical insurance to fill in any gaps...

Liability vs. “full coverage” car insurance

The term "full coverage" is often used in the auto insurance industry, but it's important to note that it's not actually a type of insurance product. For the purposes of this article, we use the term to mean a policy that includes, at minimum: Bodily injury liability Property damage liability Collision Comprehensive What’s the difference between liability and “full coverage” insurance? Liability insurance can help...

Does My Business Vehicle Need Insurance Coverage?

For motor vehicles that are used in business, it is vital to ensure you have commercial vehicle insurance coverage. Personal auto insurance policies are not designed for vehicles that are used for business activities and will refuse to pay for accidents if a vehicle was engaged in business activities. When you have commercial auto insurance, the policy can cover family members performing business duties, employees,...